We comply with all the state and federal regulations including the Fair Credit Reporting Act, Fair Debt Collection Practice Act, Fair and Accurate Credit Transaction Act and the Health Insurance Portability and Accountability Act.

These four laws have been put in place to protect the consumer's rights and credit report.

Creditors and credit bureaus are legally obligated to produce documented proof within a time frame of 30 days or with a proper extension up to 45 days, to back the claims in which they state. If they cannot properly verify their claims, they must promptly remove any unverified items from the consumers credit report.

Click here to read the FCRA.  

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